Category: Wealth

The Daily Grind – 2717 – 230718

So it has happened! After 11 days of non-stop one post a day, I did not post yesterday and the day before. So a break of 2 days. Bummer!

Day before, I could’ve posted but I did not. There are no excuses. I was plain lazy. I mean I did get stuck at a meeting that never ended and then I had to attend a social gathering and then had to meet a few friends at night, but I did have a few hours in the middle that I could’ve used to write. But I did not. I know everyone has an active social life and I am not the only one but unlike everyone that I hang out with I am the only one with super high ambitions and unreliable income (#note2self – time to find others to hang out with? people in the similar space as you are?).

Yesterday, I got dragged into a day-long firefighting thing at work. Which is not new. I need to understand why does this happen this often! 

Anyhow, its 2205 and I have to leave at 2300 and that leaves me with little less than an hour to get this post done. And unlike previous times where I was hard on myself and I ranted and ranted and all that, this time I am not going to that. PM, are you listening reading?

I’d rather write about good thing. Things that I am thankful for. Here goes.

A. 
There is enough work on my plate that I dont have time to even sleep. This is a good thing because work translates into money. And this money is more than enough to allow me to fund all the projects! Which is THE thing that I want from life. Make a lot of money. Use that create things that give me that satisfaction of creating things. And then repeat. You get the drift?

B.
There is some travel coming up. Even though most of those “trips” are just about a day long and will be super hectic, I am still excited about the prospect of being away from office. Thing is, there are days that I love to sit around and work and all that but for most part, I want to not be confined to a physical space. I infact need to work on things that allow me a life where I can travel constantly. Like a cricketer, you know. Or a poker player!

C.
The Team SG that I’ve always dreamt of being a part of? That is happening. One person at a time. There are 5 people on it now. The good part? Everyone on the team is less than 30 (except Paras but he’s like a 5-year old in the head! The youngest is 19 though). I just need to find a way to keep the team together.

Also, I need to ensure that this does not become an ego trip. At this point, I am very clear that I dont own them. Neither do they report to me. I am not their manager. And I definitely dont own their time. Or idea. Its like that round table that King Arthur apparently had at Camelot. Everyone is equal. Everyone ought to work to help each other. Each person gives a shoulder to others. And so on and so forth. Together we lift each other. And grow the tribe.

I know this is too idealistic to be true but I am sure I can make it happen. You want in? Read this and lets talk! #note2self: Need to write more about this. 

D.
The fact that I am back to writing! I know this is little and probably stupid and insignificant that I am writing a blogpost about writing on a blog. But to me, its important. I have realised that writing keeps me sane and grounded and all that. The fact that I am back to the rigour of writing something everyday (apart from longish work-emails) is a great great thing!

***

So yeah, this is about it. Post for the day. After a break of 2 days. Wish me luck for tomorrow!

PS: I need to stop using these many exclamation marks. Really. 

M. Money.

Post 2 in series of 30 posts in April. Each about a thing that I am grateful / happy about. Today I will talk about Money! Others in the series are W. 

M. Money.

If you are a regular reader of what I write, you would have noticed that I talk crib a lot about money, poverty, unfairness of life, purpose, reason etc.

Truth be told, I am doing fairly ok for myself. In the sense that I have enough and more to live a upper-middle class lifestyle. I live in a decent house (rented of course). I have the latest iPhone available in the market. I buy the best brands. I eat good quality food. I travel to international destinations often. And so on and so forth. I have enough money in the bank to last me another 6 months if I stop working today.

And I am so thankful and grateful for that. Really am.

Of course a lot of things had to come together to make this happen. I had to get a good hand at the Ovarian Lottery to end up with my parents. They had to have the insight to send my sis and I to good schools. And pay for expensive education. I had to be lucky to get an admit at MDI. I had to have the keeda for learning. And I had to have a certain mention proficiency to be able to absorb things. You see a chain of things that had to work well?

What am I, if not lucky?

So, like I said, I am doing ok. A thing like money has no end to it. I do have enough if my aspirations were limited. If I were a simpleton, I could’ve retired on what I have!

But. The damn but.

But that’s the problem as well. I do not have simple aspirations. They are tall. About 8848m tall. And more. I want to do large things. And to do large things, you need large ideas. Or access to large capital.

I don’t have any big ideas to be honest. I am a mere aggregation of other giants that I have had the opportunity to stand on the shoulders of. So if I have to make those inroads and make this world a better place, I need to have access to large amounts of capital. Now I was not born a Baron. So I need to do things that can make me that kind of wealth.

And that can NOT happen with the ideas I have. Or my talent. Or the amount of money I have. And neither it can happen with the potential I have. So I need to work hard, slog and get access to more. And that’s what keeps me up at night. The question is not “if”. But “when”. More on my dreams and ideas and aspirations some other day. Today its about being thankful for what I have.

Over n out.

The Balloon Guy

Today, about an hour back (about 10:30), I was walking around Bandra with a friend. We passed a dark alley and in the corner, behind the shadows was lurking a guy who was apparently selling Balloons. He was on a bicycle and there were some balloons hanging from the front of his bike. We looked at him and like every grown up who ignores things as playful and amateur as balloons, we moved on.

However, the man starting pleading to us, in low tones. He said something to the effect that he hadnt sold a single balloon in the day and he wont be able to buy himself dinner. Being a dilliwallah, I ignored his plea and was concerned for my friends’ safety. I herded her away from that dark alley, into the bright light cast by the huge Starbucks signboard up ahead.

We found a rick for her and once I put her in a rick and was walking back, it struck me that the balloon guy must be working real hard to earn his living and it must have taken a lot of balls to be able to ask for alms. And he’s probably worked hard all his life (selling balloons cant be easy), it must be even more tough for him to beg.

Left me wondering that we crave for things like houses and cars and we fight for things like God and idols of stone but we cant find a way to help people like that balloon wala make enough to feed his family. What’s the point of it?

Of course I wont have answers to these issues that perplex the intelligentsia. But I know for sure that that it could be a great purpose in life. To be able to help others upgrade the lives they lead. And how would I do that? I dont know. But I shall find out. I have at least 33 more years to go. And I will work on increasing that as we go along.

Help me on it? Please?

G. Give Away my wealth.

This is the seventh post in the A to Z Challenge. My theme is my Bucket List. Read more about the project here. The other things on my bucket list are Ancient Ruins, Book, Coffee Shop, Date a Supermodel, Entrepreneurship and (Be a) Finisher.


Next up on my bucket list is, G. Give Away my Wealth.

I define wealth as the amount of money that I would be able to make over my lifetime.

I want to believe that it would be a lot of it. Lot as in at-least as much as Uncle Scrooge made, if not more. And for the uninitiated, his net worth is estimated to be between 21 billion and 607 tillion (not trillion but tillion). Here, do see this link.

And when I’ve made the money, I want to give it away. All of it. No kidding.

Scrooge McDuck 

For this post, I am trying a format that most content farms use. Let’s see if I get more hits / comments. 

Money. Good or Bad?
So, the thing with money is, you cant have enough of it. You may be Bill Gates, Warren Buffett, Carlos Slim, Mukesh Ambani, Azim Premji, Sharad Pawar (yes the agriculture minister), Shahrukh Khan, Saurabh Garg (yes me), you always want more. I have no clue why. Research says that even if money was fake or it was play money or it was even Monopoly money, people would have as much fixation with it as they ought to reserve for real money.

Money if you ask me is one of the greatest inventions of mankind. I cant decide if its a good idea or a bad idea.

Good because it makes transactions so much simpler. And bad because by creating an instrument, we have created something that can be measured. And defined as a tangible number. And once we have a tangible number insight, we start chasing it.

Imagine if we did not have money or currency, what would we chase and how would we hoard all the money that we want to?

What is Wealth?
I define wealth as “money on steroids.”

Let me explain.

If you make enough money to pay your bills, take that annual vacation to an exotic island and buy the next shining car that comes out, you are no doubt doing well for yourself. You are rich. You have money.

If you make enough to do all of the above and you are still left with enough to up the ante, travel in business class, buy two cars, get three homes, you are doing even better. You are richer and you have even more money.

But if you do everything listed above and you still have money left and you don’t know how much, you are wealthy. You have wealth. Not money. And this wealth enables you to take decisions at the drop of the hat. Wealth allows you to buy toys without thinking about the price. Or the cost. Or the value. These three are different things.

Wealth allows you to chase frivolous dreams. Remember Bruce Wayne, Tony Stark etc? Wealth allows you to be free. You are no longer a mortal. You can even buy create an antidote to death. Some say that one of the Google founders is trying to defeat death. So on and so forth. You get the idea.

The endeavor, thus, needs to be to make as much money as we could while we can. Not because we could buy cars and all that; but also because we are talented and we’ve been gifted with the talent and drive to make money wealth. Convincing enough? Let’s go make some money wealth!

When to give? Now? Later?
The next question that immediately follows the pursuit of wealth is, when to give. While you are making money (that 10% donation that most religions proclaim that we ought to make or those things that rich people keep doing to stay in the news) or after you have hung your boots (like Bill Gates, Warren Buffett etc have done with their wealths).

I’ve heard all sorts of argument. There are plenty. Its a thing that I could write an entire book about. And here are two, one for each. Each is the most convincing argument in support of that particular. Read and decide.

Give now. Because tomorrow is too late. Because the impact that you could make today may not be required tomorrow.

Give later. Because you would have more money and thus more opportunities for impact.

Parting Words
I’ve made my decision.

I would chase wealth like its nobody’s business. I would get wealthy beyond imagination. I’d try at least. And once I have made as much as Uncle Scrooge, I would give it all away. After I have provided for my family, responsibilities and for my sustenance.

Let me tangibilise it. I’d giveaway 99% of my wealth. And when I say 99%, I will. Even if that means I would have to sell my immovable assets. Or I wont have anything to pay for my bills. Or I would not have a single paisa in my bank account. I will. I want to actually. That’s the idea of the bucket list. No?

I just hope I have the balls to do so when the time comes.

What about you? Money vs Wealth? Will you give or not give? Now or Later?